Money29 octobre 20265 min de lecture

Paris and Île-de-France announce €13 million fund for shops damaged in unrest

Businesses looted or vandalized during the October 2026 demonstrations in Île-de-France are to receive emergency help with repairs, security and reopening. The regional government and Paris are putting together a €13 million fund, with support reaching up to €11,000 for the hardest-hit Paris businesses. Applications had not yet opened as of October 28.

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Local grants and eligibility

The regional government pledged €10 million on October 27, followed by a €3 million commitment from Paris on October 28, after the violence of October 17. A chambers of commerce assessment cited by AFP counted about 480 affected businesses across Île-de-France, including 240 with severe damage. On October 28, 215 remained closed.

The region is reviving its aid program from the summer 2023 riots. Businesses with fewer than 50 employees that suffered looting or vandalism anywhere in Île-de-France can qualify for a €5,000 flat-rate grant toward initial repairs. A separate security subsidy covers half the cost of equipment, up to €2,000, including cameras and anti-intrusion fog systems.

The Paris Île-de-France Chamber of Commerce and Industry, or CCI, is contributing another €1,500 per application. It describes the support package as totaling at least €8,500. Paris will add €2,500 for each affected business within the city, bringing aid for the hardest-hit businesses there to as much as €11,000, according to the city government.

Businesses elsewhere in the region are not eligible for that Paris supplement. Those in Seine-Saint-Denis may qualify for regional support; the prefecture confirmed, for example, that a phone store at the Bel Est shopping center in Bagnolet was looted. Artisans can also seek up to €1,500 from the chambers of trade and crafts' support fund, subject to its conditions.

For cafés and restaurants, Paris has separately extended permission to operate temporary terraces through the end of November 2026 without an additional fee. A proposal to waive terrace fees entirely for the worst-affected establishments is to go before the Paris Council.

Applications, documentation and insurance

Paris, the region and the CCI plan to use one application, submitted through the chamber, so businesses can seek aid before their insurance claims are paid. As of October 28, 2026, neither the application process nor a confirmed opening date was available. Owners can already register damage through the CCI Paris Île-de-France website and will then be contacted by an adviser.

Owners are advised to photograph the damage, retain invoices and evidence of ownership for lost property, report the incident to police and notify their insurer. The CCI recommends securing the insurer's approval of repair estimates before undertaking permanent repairs. Its toll-free number is 0 800 730 492; artisans can reach their chamber of trade and crafts, or CMA, at 3006.

Insurance assistance is also available for policyholders affected by the October 17-18 damage. France Assureurs announced a 30-day deadline for reporting claims and priority processing for the most sensitive cases, along with immediate advance payments and coverage for securing premises. Two insurers are also waiving deductibles.

National grants and zero-interest loans

Trade Minister Serge Papin announced a separate national fund in Le Parisien, offering up to €10,000 to the hardest-hit businesses. Eligibility is limited to companies with fewer than 50 employees and annual revenue under €10 million. Rules governing whether businesses can combine national, regional and city aid have not yet been established.

On October 28, Papin said the decree creating the national fund was expected within days, with money becoming available approximately five weeks after its promulgation, according to La Voix du Nord, citing AFP.

The government has also asked Bpifrance to establish the zero-interest "Prêt Solidarité Commerce" loan for businesses damaged during the October 17-18, 2026 unrest. Papin highlighted the program on October 28. Loans range from €5,000 to €50,000 and are restricted to businesses that actually suffered damage.

Sole proprietors, very small businesses and small and medium-sized enterprises can apply if they were established more than a year earlier and can supply at least 12 months of accounting records. Repayment runs over 36 months, with principal repayments deferred for 12 months.

Payroll and tax relief

An October 20 government announcement set out additional assistance for businesses affected by the October 17-18 damage. The Ministry of Labour and Solidarity announced a state-funded short-time work program, known as activité partielle. Employees unable to work receive an allowance of 60% of gross pay, rising to 100% for minimum-wage workers. For employers with fewer than 250 employees, the state fully covers the employer's share, leaving no employer cost.

Under that package, the Urssaf network allows damaged businesses to postpone employer social contributions due over the next three months for up to 12 months.

Directly affected shopkeepers may also request a deferral of tax payments without fees or penalties. To help their cash flow, the DGFiP tax authority will accelerate VAT refunds, repayments of corporate-tax overpayments and tax-credit refunds.

Damage beyond the Paris region

A CCI France assessment reported on October 27 counted 2,538 businesses affected nationwide during the October 17 and 24 mobilizations. Of those, 1,161 sustained major damage, including looting, ransacking or fire. The network estimated that each weekend of blockades or riots costs downtown shops collectively €1.5 billion in revenue.

Marseille and its metropolitan area were described as the hardest-hit area, with 527 businesses affected, including 331 damaged. A provisional €12 million had been raised there through contributions from the metropolitan authority, the department, the region and large companies.

A future insurance fund would not cover October's victims

French authorities were preparing a separate riot-risk pooling fund in late October, financed through an insurer-paid contribution of 0.8% on damage-insurance premiums for homes, vehicles, businesses and local authorities. The fund could reach €400 million, according to Les Échos as reported by actu.fr.

The proposed fund would supplement rather than replace insurers and would apply only to major riots. Thresholds include €700,000 in insured damage across a riot, €300,000 in damage to public buildings, or at least 30 claims worth more than €10,000 each.

The government was targeting January 1, 2027, for the fund to take effect. It would therefore not cover victims of the October 17 and 24, 2026 unrest.

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